LIFE INSURANCE

FREE 10-Minute Life Insurance Consultation

Chat with a qualified life insurance specialist and explore cover options tailored to you and your family.

A couple talking through their life insurance options with a specialist
Chat with a qualified specialistCover options tailored to you and your family.
60 secto check eligibility $0cost to you No riskzero obligations
Why Life Insurance Finder

Your Fast, Simple, and Secure Path to Life Insurance

Life Insurance Finder is your trusted partner in matching you with fast, secure, and hassle-free insurance, designed to help you find insurance experts that tailored to your needs.

Fast

On average it takes less than a couple of minutes to check your eligibility

Simple

We have made it easy as it can be to find out if you qualify

Secure

Our website uses the latest SSL technologies to protect your data

No Risk

No costs to use and zero obligations. Our partners fund this free service

Flexible

Our Quiz helps you find eligible options

Helps You

This service is designed to help you find out if you qualify for life insurance and provides you with eligible optio

Getting life insurance has never been easier!

01

Apply

Take the quiz from your phone, tablet or desktop to get matched with a life insurance expert from one of our approved partners.

02

Receive A Call

You will receive a consultation to assess your life insurance application with zero obligations to proceed.

03

Get Approved

Compare and review your options easily with the help of a life insurance specialists.

Built for New Zealand families

What cover are you looking for?

These are the six the quiz asks about. Pick the one closest to what you have in mind, or choose Other and a specialist will talk it through with you.

Life InsuranceA lump sum for your family if you die.
TPDTotal and permanent disablement cover.
TraumaA payment on diagnosis of a serious condition.
Income ProtectionReplaces part of your income if you cannot work.
MedicalCover towards private medical treatment.
OtherNot sure yet? A specialist can talk you through it.

What you can access depends on the insurer you’re matched with and your circumstances.

Joined by 10,000+ Kiwis
Our track record
10,000+

New Zealanders helped

We've helped over 10,000 New Zealanders explore their options, using our matchmaking service to connect people like you with life insurance specialists from our panel.

256-bit secure No credit check to start 100% free & no obligation
Could you be matched?

Are you eligible for life insurance?

To apply for life insurance you must:

  • Be less than 70 years old
  • Be a permanent resident, or citizen or in some cases hold a eligible working visa
START ELIGIBILITY CHECK YOU'RE ELIGIBLE MATCHED $ FUNDING OPTIONS
Good to know

Your questions, answered

What is life insurance and how does it work?

Life insurance is a policy that pays out a lump sum to your nominated beneficiaries if you pass away or are diagnosed with a terminal illness (depending on the policy). It’s designed to provide financial support to your loved ones, helping cover expenses like funeral costs, debts, or ongoing living expenses.

Do I need a medical exam to get life insurance?

Not always. Some policies may ask general health and lifestyle questions, while others may require a medical exam depending on your age, cover amount, or medical history. There are also options with no medicals, but these may have higher premiums or limited cover.

How much life insurance cover do I actually need?
It depends on your personal situation. Consider things like your income, debts, mortgage, dependents, and future expenses like school fees or living costs. A good starting point is to calculate how much your family would need to maintain their lifestyle if you were no longer around.
Can I still get life insurance if I have a pre-existing condition?
Yes, many insurers will still offer cover, but they may apply exclusions or adjust your premium based on the condition. It’s important to be honest during the application so your policy is valid when it’s needed most.

Ready To Get Started?

See if you qualify for life insurance